Thursday, June 4, 2009

Rochester Mortgage Rates: Updated

Usually we update Mortgage Interest Rates once per day. Because of activity on the Mortgage Backed Securities market (MBS) we've got a second update today. The current mortgage rates in Rochester, NY are:

30 year - 0.0 points - 5.75%
30 year - 1.75 points - 5.25%

25 year - 0.0 points - 5.75%
25 year - 1.75 points - 5.25%

20 year - 0.0 points - 5.75%
20 year - 1.125 points - 5.375%

15 year - 0.0 points - 5.0%
15 year - 1.5 points - 4.625%

10 year - 0.0 points - 4.75%
10 year - 1.5 points - 4.375%

I hate seeing mortgage rates rise, but compared to historic levels they are still quite low. It is still a great time to buy or refinance a home in the Rochester, NY area. Particularly if you are able to take advantage of the $8,000 first time home buyer tax credit. It is free money to buy a home. A gift from the government.

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