Hopefully we've seen the end of the rising mortgage rates in Rochester, NY. rates fell slightly today. Hopefully it's a sign of good things to come. The current Rochester Mortgage Rates are:
30 year - 0.0 points - 5.875%
30 year - 2.0 points - 5.375%
25 year - 0.0 points - 5.875%
25 year - 2.0 points - 5.375%
20 year - 0.0 points - 5.875%
20 year - 1.375 points - 5.5%
15 year - 0.0 points - 5.375%
15 year - 1.0 points - 5.0%
10 year - 0.0 points - 5.125%
10 year - 1.0 points - 4.75%
If you've been thinking about buying a home you should act fast. Rates are still very low compared to historic levels and the $8,000 first time home buyer tax credit is in effect through December 1, 2009.
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