Mortgage rates in Rochester fell a little bit this morning. Rochester mortgage rates currently stand as follows:
30 year - 0.0 points - 5.875%
30 year - 1.625 points - 5.375%
25 year - 0.0 points - 5.875%
25 year - 1.625 points - 5.375%
20 year - 0.0 points - 5.875%
20 year - 1.375 points - 5.5%
15 year - 0.0 points - 5.25%
15 year - 1..25 points - 4.875%
10 year - 0.0 points - 5.0%
10 year - 1.25 points - 4.625%
Hopefully we'll continue to see declines throughout the week. It would be nice if all the people that are looking for the $8,000 first time home buyer tax credit could receive low rates and affordable payments.
Last weeks run-up on rates may have been a little much considering market conditions. I think we'll see modest declines in rates over the next few weeks.
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